Personal Accident Insurance is important for our life we make four-part of article in different headers just read it and get some insurance knowledge personal accident cover.

Many of us have heard of personal events, accidents of some kind, such as television, newspapers, and the Internet.

Now, many different parts of the room do not know what the real benefits of being one are. It may seem trivial at first, but when it comes time to use it, it can have a significant impact on our lives, both physically and financially.

Personal Accident Insurance


This insurance is usually provided by individual insurance companies, each with its own terms, conditions, and premiums. Although the specifications may vary, the basic aspects of insurance for a particular personal accident are always the same regardless of the company and can be completed as follows.

Medical Expenses

Personal accident insurance covers the medical expenses of the injured as a result of an accident. They are usually claimed in different forms of payment, and the cost of insurance depends on the severity of the accident and the expected cost of treatment.

Cover on Temporary Disablement

Some insurance companies also provide temporary disability insurance after an accident. Depending on the nature and extent of the temporary disability, the insurer is usually paid for 1 year, 2 years, or more of weekly or monthly installation. In this case, the amount to be paid in case of permanent disability is less than the amount paid.

Cover on Disability

If an accident results in one or more permanent disabilities, the insurance company will pay a one-to-one compensation to the insurance company under the terms of the insurance plan. The period between the onset of the disability and the accident is usually 12 months, more or less. Here are some examples of disabilities that have been covered.
  • Loss of hearing.
  • Loss of speech.
  • Loss of a limb and sight in one eye.
  •  Loss of sight in one or both eyes.
  •  Loss of one or both limbs.

Cover on Accidental Death

Death is unexpected, and although no one usually wants it, personal accident insurance can provide a little breathing space for their appointments. Most insurance companies have death rules within 6 months or 12 months from the day of the accident. According to the insurance scheme, a lump sum is paid to the insurer/nominee.

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